Personal Checking Bonuses
Chime Checking Account
Bonus: Up to $350
Advertisement
Offer details
How to earn the bonus
Open a new Chime Checking account (first-time account holders only) and receive a qualifying direct deposit of $200 or more each month for three consecutive months. The first direct deposit must arrive within 30 days of opening.
- Availability: Nationwide
- Expiration: No expiration date published — confirm the current offer on the official page before applying.
The link opens the official Chime Checking Account offer page on the bank’s own website. Offers expire and terms change — confirm the current bonus, qualifying deposits, state eligibility, and that any promo code applies before submitting an application.
Before You Apply
- Direct deposit is usually the trigger: Most checking bonuses require a set amount of qualifying direct deposits (paycheck, pension, or government benefits) within 60–90 days. Person-to-person transfers like Zelle almost never count.
- Watch the monthly fee: A bonus account often carries a monthly maintenance fee that is waived only while you meet a balance or deposit minimum. After the bonus posts, confirm the fee waiver still applies or close the account on the bank’s terms.
- Bonuses are taxable: Bank and credit-union bonuses are generally reported to the IRS on Form 1099-INT (or 1099-MISC) as taxable interest or miscellaneous income. Plan for the tax bill at year end — the bank will report it whether or not you receive the form.
- Confirm state eligibility: Several offers are limited to residents of specific states, and some promo codes are targeted. Always confirm eligibility and that the promo code applies on the bank’s landing page before submitting an application.
More Personal Checking Bonuses
Chase Total Checking
$400View offer detailsChase Total Checking + Savings Combo
Up to $900View offer detailsWells Fargo Everyday Checking
$325View offer detailsWells Fargo Clear Access Banking
$125View offer detailsCiti Regular Checking
$325 (up to $4,000)View offer detailsSoFi Checking and Savings
Up to $400View offer detailsBank and credit-union bonuses are generally reported to the IRS on Form 1099-INT (or 1099-MISC) as taxable interest or miscellaneous income. Always confirm state eligibility and that any promo code applies on the bank’s official landing page before submitting an application.