Savings & Investment Account Bonuses
Wealthfront Cash Account
Bonus: Promotional APY
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Offer details
How to earn the bonus
New Wealthfront clients earn a promotional APY (4.20% for the first three months, then the base APY) on the Cash Account with no monthly fees and a $1 minimum opening deposit. The Cash Account itself pays interest rather than a one-time cash bonus; confirm the current promotional rate on the official page.
- Availability: Nationwide
- Expiration: No expiration date published — confirm the current offer on the official page before applying.
The link opens the official Wealthfront Cash Account offer page on the bank’s own website. Offers expire and terms change — confirm the current bonus, qualifying deposits, state eligibility, and that any promo code applies before submitting an application.
Before You Apply
- Direct deposit is usually the trigger: Most checking bonuses require a set amount of qualifying direct deposits (paycheck, pension, or government benefits) within 60–90 days. Person-to-person transfers like Zelle almost never count.
- Watch the monthly fee: A bonus account often carries a monthly maintenance fee that is waived only while you meet a balance or deposit minimum. After the bonus posts, confirm the fee waiver still applies or close the account on the bank’s terms.
- Bonuses are taxable: Bank and credit-union bonuses are generally reported to the IRS on Form 1099-INT (or 1099-MISC) as taxable interest or miscellaneous income. Plan for the tax bill at year end — the bank will report it whether or not you receive the form.
- Confirm state eligibility: Several offers are limited to residents of specific states, and some promo codes are targeted. Always confirm eligibility and that the promo code applies on the bank’s landing page before submitting an application.
More Savings & Investment Account Bonuses
Bank and credit-union bonuses are generally reported to the IRS on Form 1099-INT (or 1099-MISC) as taxable interest or miscellaneous income. Always confirm state eligibility and that any promo code applies on the bank’s official landing page before submitting an application.